Travel Insurance in India
Travel Insurance in India and the Clauses
About Travel Insurance in India, Travel Insurance could be a policy covering all risks whereas in Asian country yet as abroad. The move could be a supply of fun and unleash stress and depression. Move with friends or families each have some key moments and recollections that one will hold dear for life. Some policies provide lower options; relying upon the medical prices of nations.
Whether you are coming up with a visit for business or it’s for vacation or for learning abroad, it’s extremely suggested that you simply remember to shop for some travel insurance set up in order that if some risk or losses ever happen in your trip it might be taken care by them. Travel insurance is to guard you against circumstances that cannot be felt before. Travel Insurance provides the utmost protection against unseen medical and non-medical emergencies. In addition, somebody below eighty-five years older needn’t endure the medical check-up. You’ll even keep worry-free with varied help being offered for your beloved one’s reception.
Selection and comparison of travel agencies that square measure trusty and sensible square measure one of the key factors! Travel Insurance, conjointly stated traveler insurance or overseas medical insurance could be a special facility offered by insurance firms in an Asian country to hide you against the subsequent unforeseen scenario when moving abroad.
Top 10 Travel Insurance Company In India
Bajaj Allianz:
Bajaj Allianz is a leading provider of travel insurance in India. It offers a wide range of travel insurance plans, including individual, family, and senior citizen policies. The company is known for its prompt claim settlement process and 24×7 worldwide emergency assistance.
ICICI Lombard:
ICICI Lombard is one of the largest general insurance companies in India. Its travel insurance policies provide comprehensive coverage for medical emergencies, trip cancellations, loss of passport, and more.
Website: https://www.icicilombard.com/
HDFC Ergo:
HDFC Ergo is a joint venture between HDFC Ltd. and ERGO International AG. It offers a range of travel insurance plans that provide coverage for international and domestic travel. The company is known for its customer-centric approach and efficient claim settlement process.
Reliance General Insurance:
Reliance General Insurance is a subsidiary of Reliance Capital Limited. It offers travel insurance policies for both individual and group travel, including senior citizen plans. The company has a strong network of hospitals and 24×7 emergency assistance.
Tata AIG:
Tata AIG is a joint venture between Tata Group and American International Group, Inc. It offers a range of travel insurance plans, including individual, family, and student policies. The company is known for its wide coverage and strong customer support.
Bharti AXA:
Bharti AXA is a joint venture between Bharti Enterprises and AXA, a global insurance company. Its travel insurance policies provide coverage for medical emergencies, trip cancellations, loss of personal belongings, and more.
SBI General Insurance:
SBI General Insurance is a subsidiary of the State Bank of India. It offers travel insurance plans for both individual and group travel, including senior citizen plans. The company has a strong network of hospitals and 24×7 emergency assistance.
Future Generali:
Future Generali is a joint venture between Future Group and Generali Group. It offers travel insurance policies for both individual and group travel, including senior citizen plans. The company is known for its comprehensive coverage and prompt claim settlement process.
Royal Sundaram:
Royal Sundaram is a subsidiary of Sundaram Finance Ltd. It offers a range of travel insurance plans, including individual, family, and student policies. The company is known for its wide coverage and strong customer support.
Magma HDI:
Magma HDI is a joint venture between Magma Fincorp Ltd. and HDI Global SE. It offers travel insurance policies for both individual and group travel, including senior citizen plans. The company is known for its comprehensive coverage and efficient claim settlement process.
Coverage types
Travel insurance typically covers the following types of events and incidents:
- Medical Emergencies: This covers medical expenses incurred in case of a sudden illness or injury while traveling.
- Trip Cancellation or Interruption: This covers the expenses incurred in case of trip cancellation or interruption due to reasons such as sudden illness, natural disasters, etc.
- Loss of Passport and Travel Documents: This covers the expenses incurred in case of loss of passport or travel documents during travel.
- Delay or Missed Connection: This covers the expenses incurred in case of a delay or missed connection of flights.
- Loss or Damage of Personal Belongings: This covers the expenses incurred in case of loss or damage of personal belongings during travel.
- Emergency Evacuation and Repatriation: This covers the expenses incurred in case of an emergency evacuation or repatriation due to medical reasons or natural disasters.
- Personal Liability: This covers the expenses incurred in case of personal liability for accidental injury or damage to the property of third parties.
It is important to carefully review the coverage and exclusions of a travel insurance policy before purchasing it, as coverage may vary between policies and insurance companies.
